Medicare Plans Set To Change - Are You?

Each year Medicare plans are subject to change, and each year those individuals enrolled in the health care program may change their coverage during the “Open Enrollment Period” that runs from November 15th through December 31st.

During this time, beneficiaries of Medicare have the option to review their current health and prescription drug coverage and its changes for the upcoming year, and compare it to any of the forty-six total plans offered by the national health insurance program.

Medicare recipients are informed of any and all changes to their health care plan for the upcoming year in an Annual Notice of Change (ANOC) letter that is mailed in October, and for those who must change their health or prescription drug coverage because their plan is being discontinued, they will receive a Plan Termination Letter.

It is recommended that Medicare recipients closely examine all available possibilities and find the plan that is right for them. And, if one is to make any changes to their health care coverage, he or she should do so by early December to experience a smooth transition to their new plan on Jan. 1, 2009.

For those who would like assistance in deciding which plan is right for them, they can call 1-800-633-4227 to speak with a trained Medicare representative. And for a complete and thorough source of information regarding Medicare, including the educational publication Medicare and You, please visit: www.medicare.gov

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