How To Pay Your Medical Bills Without Going Through Bankruptcy
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Following a motor vehicle accident or another instance where you suffer a personal injury, doctors appointments and medical bills often begin to pile up and can seem overwhelming. While your treatment and recovery are the number one priorities, it is hard to not feel a pressing need to relieve the financial burden of your medical bills. We would like to take the next few minutes to tell you about your options.
ARE YOU OVERWHELMED BY MEDICAL BILLS
FOR INJURIES RECEIVED IN AN ACCIDENT THAT WAS SOMEONE ELSE'S FAULT?
The field of personal injury law - both accident and disability claims - is very complex. And almost always, there are also complex insurance issues that need to be unraveled. In a motor vehicle accident, there are issues of uninsured and underinsured motorist insurance coverage, medical payments coverage, home owners insurance, workers' compensation, private health insurance, Medicare and MaineCare (Medicaid), Social Security Disability (SSDIB and SSI), private disability benefits, and a host of public assistance benefits. There are also special state and federal laws that apply in many cases.
ARE YOU CONSIDERING BANKRUPTCY
TO GET OUT FROM UNDER THE DEBT OF THE MEDICAL BILLS THAT YOU'VE INCURRED?
There may be options available for you to get your medical bills paid other than filing for bankruptcy. An experienced attorney will negotiate insurance lien and subrogation reductions and waivers and help you uncover money that may be available to pay some or all of your medical bills.
If you have been injured in any kind of accident that was caused by another person's negligence - motor vehicle, dog bite, construction site, work-related, maritime/admiralty, boating, water sports, swimming, premises, railroad accidents, skiing and winter sport accidents - don't give up hope. Even if your accident was several years ago, Maine has a six-year statute of limitations for most personal injury claims. For claims against the state of Maine or municipalities and for liquor liability claims, the statute of limitations is as short as 180 days for proper notice to be served. For most medical malpractice claims, the statute of limitations is three years, and six years for children under the age of 18. If you are under the age of 24, a personal injury claim might still be viable even if the accident happened more than six years ago. Feel free to call our office with any questions or concerns about the statute of limitations that may apply to your claim.
